What to Do If You’re Hit by An Uninsured Driver

In the state of Texas, it is a legal requirement for all drivers to have insurance, however, this doesn’t mean that everyone abides by the law. Many who are trying to skip out on the extra costs of insurance avoid it. If you are involved in an accident with a driver that is uninsured, things can become much more complicated than if you are involved in a car accident with a driver that is insured like they are supposed to be. If you do find yourself in said situation, you should follow these steps for the best outcome.

#1 Call the police
In any sort of car accident, the first step should be calling the police. This is especially important if the other driver is uninsured. It is important that a police officer is there to write up a police report, so you obtain proper documentation of the accident for future potential insurance claims or legal cases.

#2 Take pictures
You always want to take pictures of the accident. Pictures will help you make your case if necessary, as well as be helpful for any insurance claims. Take pictures of your car from multiple angles, the other cars or property, close-ups of any damage, their license plate, and the location.

#3 Trade information with the uninsured driver
You will need to trade information with the other driver. Make sure you receive the accurate information, including their full name, phone number, address, license plate number, car model, make, and color. You may even want to take a picture of their driver’s license for your records.

#4 Gather all the details from the accident
It is important that you collect all of the details of the accident. Many people make the mistake of thinking they will remember details when most people later have trouble recalling them. This is often due to a spike in bodily adrenaline causing temporary shock and later, fuzzy memory.

Write down your own report of the accident while you are at the scene, what happened, the location, the time, the other driver’s information, the name of the police officers involved, their badge numbers, and you will also want to ask the officers for a copy of their official police report. It is important to have all of the details that you can obtain of the accident in order to ensure your personal injury attorney in Laredo can help you receive any medical compensation from the incident.

#5 Contact your insurance
The next step at this time will be contacting your insurance company. You will need to make a claim of the accident as well as identify your benefits and coverage for accidents involving uninsured drivers. When you make this call, you should make sure that you have all the information that you gathered from the accident ready to give to the agent as well as your insurance member ID and policy number.

Accidents involving uninsured drivers can become quite complicated, and more often than not, require the assistance of a trusted car accident lawyer in Laredo. Here at Green Law Firm, our experienced legal team knows what to do in these sorts of cases and can help you receive the compensation that you deserve. Contact us today to set up a consultation.